If you’re searching for a car accident attorney, there’s a good chance you’ve been having a difficult time working with the other party’s insurance company. We know all about how that goes. While insurance companies are there to cover their drivers in cases of collisions, they are still businesses who generally seek to cut costs in whatever way possible. Thus, they may offer victims much less than they truly deserve or attempt to get away with denying valid claims entirely. We don’t let them off that easily.
How to Know If the Insurance Company’s Proposal Is Fair
A comprehensive insurance payout takes many factors into account. First, quantitative damages, such as hospital bills and wages lost from time off work are appraised. These types of losses are relatively easy to estimate, but it is often a bit more challenging to know how long you might need rehabilitative care, such as physical therapy and chiropractic treatment, and what the total cost of those services might be. Putting a price tag on your pain and suffering is even more ambiguous and requires a professional trained in the nature of such calculations.
As you can imagine, many insurance companies do not look at the collective consequences of an accident before making a settlement offer. Often, they merely consider your immediate medical treatment and vehicle repairs without addressing your future needs and care. And most are not concerned with compensating you for your distress at all. Fortunately, an experienced car accident attorney can assist you in calculating a reasonable offer.