Insurance Dispute Attorneys Serving Boise & Meridian, Idaho

When you purchase insurance—whether for your home, business, vehicle, or health—you expect protection when something goes wrong. Unfortunately, insurance companies don’t always honor their policies the way they should. At Shep Law Group, we represent policyholders in Boise, Meridian, Ada County, and throughout Idaho in a wide range of insurance disputes. If your valid claim has been denied, delayed, or underpaid, we are here to fight for the coverage and compensation you deserve.

Our experienced attorneys understand the tactics insurers use to avoid paying claims—and we know how to hold them accountable. Let us be your advocate when your peace of mind is on the line.

Common Types of Insurance Disputes

Insurance disputes can arise from many types of policies and claim situations. We represent individuals and businesses in cases involving:

– Homeowners insurance – Fire, flood, water damage, mold, theft, or natural disaster claims
– Auto insurance – Car accident coverage, UM/UIM claims, repair disputes, or total loss disagreements
– Health insurance – Denied medical procedures, out-of-network care, billing errors, or surprise charges
– Life insurance – Delayed or denied death benefit payments
– Business insurance – Property damage, business interruption, liability claims, or commercial loss
– Disability insurance – Denied short-term or long-term disability benefits
– Liability coverage – Disputes involving personal or business liability claims

Whether you’re dealing with a complete denial or a frustrating delay, we step in to demand fair treatment and full compensation under your policy.

Bad Faith Insurance Practices

Under Idaho law, insurance companies owe their policyholders a duty of good faith and fair dealing. When they intentionally avoid paying valid claims, delay without justification, or misrepresent coverage, they may be acting in **bad faith**—and you have the right to pursue legal action.

Examples of bad faith behavior include:

– Failing to investigate a claim thoroughly or promptly
– Misrepresenting the policy terms or exclusions
– Unreasonably delaying payment
– Offering far less than the claim is worth
– Denying a claim without a valid reason
– Threatening the insured or pressuring them to accept a low offer
– Refusing to settle a claim within policy limits

In some cases, you may be entitled not only to your original claim but also to additional damages for emotional distress, legal fees, and punitive damages.

How We Help Resolve Insurance Disputes

At Shep Law Group, we understand how overwhelming and unfair it feels when your insurer refuses to step up in your time of need. We step in to level the playing field and demand accountability.

Our approach includes:

– Reviewing your policy to understand your exact coverage
– Investigating your claim and identifying violations of the insurer’s duties
– Gathering documentation, expert opinions, and repair or medical records
– Sending a formal demand for payment or appeal of a denied claim
– Negotiating directly with the insurance company
– Filing a lawsuit if necessary to enforce your rights

We handle all communication with the insurer so you don’t have to deal with the stress, confusion, or delay tactics.

Representing Individuals and Businesses

We work with both individuals and business owners across Idaho. Whether you’re trying to recover personal losses or protect your company from a serious financial hit, we offer practical, aggressive representation tailored to your goals.

For business clients, we handle:

– Commercial property and liability coverage disputes
– Denials under business interruption policies
– Professional liability claims
– Construction-related insurance conflicts
– Errors and omissions (E&O) and directors and officers (D&O) coverage issues

We understand that timely resolution is critical—especially when your income, reputation, or operations are on the line.

Why Choose Shep Law Group

Insurance companies are powerful—but so are we. At Shep Law Group, we bring extensive experience, in-depth knowledge of insurance law, and a relentless drive to protect policyholders. We don’t back down when an insurer acts in bad faith, and we fight to make sure you receive every dollar you’re entitled to.

Clients choose us because:

– We’ve successfully resolved hundreds of insurance disputes
– We understand the tactics insurers use—and how to counter them
– We offer straightforward advice and clear legal strategies
– We are skilled negotiators and aggressive litigators
– We treat every client with respect, urgency, and compassion

When an insurance company refuses to honor its promises, we step in and make sure they do.

Schedule a Confidential Consultation

If you’re facing an insurance dispute in Boise, Meridian, or anywhere in Idaho, contact Shep Law Group today. We’ll review your claim, examine your policy, and explain your legal options—at no risk and with no obligation.

You paid for coverage. You deserve protection. Let us help you make sure your insurance company delivers on its promise.