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As a passenger in a car, you rely on the driver to take you to your destination safely. However, when an accident happens, you may sustain minor to severe injuries and be unable to work.

A speeding car driven by a distracted driver is all it takes to cause an accident. A crash can leave victims with serious injuries and vehicle repair costs to pay.

According to an analysis by the website Safewise, Idaho is the fourth most dangerous state in the nation for driving in the snow, with 0.6647 crashes per 100,000 drivers. Neighboring Wyoming came in worst at 1.5356 per 100,000. The odds may seem long to be involved in an accident, but winter driving indeed requires extra caution, not only in how you drive but also in how you prepare your vehicle for the increased challenges.

There is nothing more frustrating than being involved in a motor vehicle accident caused by a negligent driver, except when that negligent driver flees the scene. No one knows who the driver is, their auto liability insurer, or the limits of their policy. While law enforcement investigates in an attempt to identify the hit-and-run driver, you are incurring medical expenses and need to have your vehicle repaired.

After suffering personal injuries in a car accident, you may be left wondering how you will be able to pay all of your bills. With a mountain of medical expenses and lost wages from the inability to work, you may feel reliant on your auto insurance policy to provide much-needed assistance.

The sudden death of a loved one can be devastating. Besides dealing with the emotional loss, you may find yourself overwhelmed by funeral arrangements, financial issues, and other issues related to the “business” of death.

Insurance is one of life’s necessities. That’s why many laws and lenders require it. We pay the premiums faithfully and hope that if we ever need our insurance, it will cover some of the most extreme expenses that we may not otherwise be able to afford.

Say a tree falls on your roof and you seek compensation from your homeowners’ insurance policy. The adjuster drags his feet and, after what seems like an eternity, offers you a quarter or a half of what the repairs will cost. You look at your policy and it promises full compensation. What do you do?

People are injured every day in Idaho due to someone else’s negligence. Their damages may include not only physical injury but emotional distress, medical expense, lost wages, and in the case of a loved one’s death, funeral expense, loss of consortium, and loss of income.

In a 2016 survey, one-third of respondents (33%) stated that they talked to a personal injury attorney following a motor vehicle accident because someone else suggested they do so. But how do you know if hiring a personal injury attorney is a wise decision for you?